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70s refusal 80s victim adult man anxiety agreement contract alone annoyed angry disappointment anxious aged apartment notification bad reaction bankruptcy business bill breaking depression aging distress notice document older expense emotion feel home finance frustration financial trouble fraud insurance frustrated paperwork glasses old grandpa grandparent information house informing elderly loan investment looking thoughtful loss credit mail sadness male serious sit mature read medical report message healthcare middle confused negative news negativity bankrupt nervous deny overdue upset paper money pensioner concerned