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60s caucasian own house woman homeowner holding key excited new home real estate apartment buying flat elderly female retired celebrating moving day relocation old retirement mature white age grandmother pensioner lady portrait overjoyed happy middle aged senior elder wrinkle blond show abode accommodation achievement advertisement beginning bank buy credit buyer sell candid client satisfied demonstrate dwelling householder alone wellbeing enjoy hold agency grandma insurance first move retiree investment loan investor opportunity mortgage savings sale ownership older granny owner positive smiling