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happy elderly married couple making purchase using laptop talking home remote paying credit card man woman customers hugging online together safe instant payment internet ebanking service banking buy buying caucasian connection computer family money pay retired shopping wireless wife virtual husband couch application insurance relationship transaction technology pensioner ecommerce booking cyberspace electronic finance indoor living looking male mature middleaged older person room senior secured sofa smiling sitting two happiness people retirement holding togetherness adult confidence enjoyment convenience indoors bank elder