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man homeowner sitting couch arms crossed african american happy confident smiling ethnic male posing living room house sofa looking camera relaxing home new modern apartment owner cosy smile relaxation relaxed client customer lounge inspiration cozy indoors businessman comfortable mortgage loan buyer invest comfort weekend services wellbeing mature business enjoyment interior people enjoying leisure happiness resting carefree adult guy confidence good independent holder habitation successful free consumer freelancer peaceful person pleased casual pose life positive resident householder real investor buy enjoy