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account accountancy adult analyzing bank bankrupt bill billing bills bookkeeping broke budget calculating calculator checking confused confusion contemplation cost credit deadline debts depression desperate dissatisfaction distraught document documents domestic electricity emotional exhaustion expense fail failure finance financial frustrated frustration gas heating home hopeless house husband insurance investment invoice issue kitchen loan male man money mortgage night paper payment person poor raising report responsibility sad salary savings shock smartphone stress stressed struggle table tariffs tax taxation thinking tired trouble unhappy using 4k