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man business crisis empty pockets caucasian mature sad senior show turn pants bankrupt no money poverty global financial lack finance employer upset entrepreneur bankruptcy debt city outdoors pocket economy loss poor showing unemployment businessman depression economic unemployed problem trousers employee loan spend businessperson trouble person nothing credit despair disaster failure job pay male moneyless penniless banking currency help need stress bill fail failed misery bad bank unhappy loser frustrated cash overdue jobless people worry sanction worker collapse low demonstrating businesspeople