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background bankrupt bankruptcy broke card caricature cartoon character christmas claus color colors consumerism contour costume crisis curl debt december depressed depression design despair desperate difficulties difficulty doodle drawing drawn economic empty expression expressive fat financial flat floral frame funny hand hobo holiday holidays homeless humor illustration man monetary money moneyless need nicholas nick noel old penniless pocket pockets poor poverty problem recession red sad saint santa season seasonal shopping short shortage simple stress stressed upset vector white winter xmas