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males indonesian ethnicity southeast asian 25-29 shock financial bill human face men emotional stress people facial expression frustration mobile phone credit card cut debt worried distraught smart looking surprise white background young adult negative emotion problems businessman portrait paying internet technology wealth business buying copy space finance economy loan gesturing gray home finances shopping payment mouth open one man overworked wireless purchase online electronic banking e-commerce domestic life cost living displeased consumerism fraud bankruptcy spending money lifestyles 20-24