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couple phone woman man bad news problem anxious indian arabian homeowners sit kitchen looking screen read bank email trouble rejected house mortgage diverse stress failure using mobile app smartphone negative cellphone electronic ethnic worried annoyed browsing bankruptcy business debt connection millennial stressful stressed crash 30s message desperate digital device financial disappointed sad displeased dissatisfied adult middleaged male muslim homeowner loan anger mistake ethnicity fail female frustrated frustration girlfriend boyfriend wife guy girl indoors wireless internet web lose job loser malfunction